Emergency Loans When Life Gets Tough.

We offer the best financial solutions to help you pull through emergencies of any kind.

We offer loans up to 300,000 MYR, with loan tenure up to 36 months.

Get Quick, Affordable Loans When Life Has You Down

Emergency loans are types of unsecured personal loans, which you can use for a wide range of purposes. Emergency loans have quick approvals and they can see you through times of financial difficulties.

Some people with small wages and no savings can’t cover even small additional expenses that don’t fit into their monthly budget. If you’re in a situation where you need quick financial assistance, don’t hesitate to get in touch.

Our emergency loans come with various advantages:

We have high approval rates, ensuring that a majority of applicants can access the emergency funds they need.
We strive to offer some of the most competitive interest rates in the market, ensuring the loan doesn’t become a financial burden.
You benefit from complete transparency and consistent installments.
Our application process requires minimal paperwork, simplifying the loan application process and making it less time-consuming.
You have enough flexibility to repay your loan. Our repayment schemes, for example, vary between 2 and 36 months.
You will solve a very pressing issue that affects your health, safety, state of mind, or productivity.
Timely repayment of our emergency loans can help build or improve your credit score, which could benefit you in future financial dealings.

It’s Simple To Apply For A Personal Loan With Us!

Step 1:
Conveniently submit your application online through our secure platform.

Step 2:
You will be informed about the details of the loan, including the max. loan amount and tenure, in under 30 mins.

Step 3:
Visit our premises, finalise the agreement, and receive the money immediately on the spot.

Sometimes, Life Isn’t On Your Side.

An emergency can strike and happen to anyone.

Many people come to us for financial assistance when they go through unpredictable difficulties. At Intime Advance, we are able to assist with our quick and affordable loans.

Here are some common emergency situations that some of our borrowers find ourselves in:

I need an emergency loan ASAP because I’ve been in an accident.

I have a low-paying job and no extra savings. My family’s livelihood depends on my ability to work. How can I pay my medical bills so that I can recover and get back to work immediately?

My landlord has evicted me. I need urgent cash to find a new home.

My family and I have no place to go. Even if we find a place to rent, we still need to pay some money upfront. Unfortunately, we don’t have any money put aside and my employer can’t give me my salary in advance. Can you help?

My car broke down unexpectedly.

I need money immediately to fix it so that I can still get to work. I’m a door-to-door salesman and I need my car to get to people’s houses on time. How will I manage to do that without my car?

My house is filled with termites.

I don’t have anywhere else to move and the place has become a health hazard. My house is unsafe, and I have to call an entire team of electricians, constructors, and pest exterminators. I need more money than I initially thought. If I don’t solve this issue ASAP, the termites will do even more damage.

I can’t pay for my bills this month.

My employer didn’t give me my salary on time, and now I have an urgent need for money. I don’t want to ruin my credit score and I also don’t want to keep my family without water and electricity. How can I get an affordable loan with no worries?

I can’t pay for my mother’s funeral.

She died unexpectedly of an aneurism although she didn’t experience any symptoms. I am completely distraught and need an urgent loan to give her the burial she deserves. Unfortunately, I already have another loan and not a very good credit score. What should I do?

The answer to all the questions above is easy:

Call us at Intime Advance now. We promise we’ll do our best to help.

Intime Advance is your best choice if you need an emergency loan today. Here’s why:

You can get your cash fast. Our online application only takes a few minutes to complete. After doing so, we’ll call you and arrange a visit to our office. If all goes well, you can have the money you need by the end of the day.

We offer expert advice. Our loan officers are experts at finding the best solutions for you. Don’t worry if you have a less than ideal credit score as our professional and experienced loan officers will be able to help you out.
We offer low interests and flexible repayment schedules. Borrow more money with interest rates as low as 1% and loan tenures up to 36 months

Some Things You Should Note Prior To Borrowing

It’s very easy to apply with us and get your money. Our loans are expertly customized and very flexible. Besides, you can see below very attractive interest rates and no hidden fees.

Minimum Period for Repayment: 2 months
Maximum Period for Repayment: 36 months
Interest Rate (Unsecured Loans): 18% per year, 1.5% per month
Interest Rate (Secured Loans): 12% per year, 1.0% per month
Documents Needed:

Last 3 months payslip
Last 3 months Bank Statement
NRIC copy
Last Utilities Bill
Last EPF Statement
Online Application Form

Repayment Scheme 1.5% Per Month (Unsecured Loan)

Loan Amount (RM)	6 Months	1 Year (12)	2 Year (24)	3 Year (36)
1,000	176.70	98.30	56.70	42.80
5,000	908.30	491.70	283.30	213.90
10,000	1,816.70	983.30	566.70	427.80
20,000	3,633.30	1,966.70	1,133.30	855.60
50,000	9,083.30	4,916.70	2,833.30	2,138.90
80,000	14,533.30	7,866.70	4,533.30	3,422.20
100,000	18,166.70	9,833.30	5,666.70	4,277.80
300,000	54,500.00	29,500.00	17,000.00	12,833.30
500,000	90,833.30	49,166.70	28,333.30	21,388.90
1,000,000	181,666.70	98,333.30	56,666.70	42,777.80

Repayment Scheme 1% Per Month (Secured Loan)

Loan Amount (RM)	6 Months	1 Year (12)	2 Year (24)	3 Year (36)
1,000	176.70	93.30	51.70	37.80
5,000	883.30	466.70	258.30	188.90
10,000	1,766.70	9383.30	5166.70	377.80
20,000	3,533.30	1,866.70	1,033.30	755.60
50,000	8,833.30	4,666.70	2,583.30	1,888.90
80,000	14,133.30	7,466.70	4,133.30	3,022.20
100,000	17,666.70	9,333.30	5,166.70	3,777.80
300,000	53,000.00	28,000.00	15,500.00	11,333.3
500,000	88,333.30	46,666.70	25,833.30	18,888.90
1,000,000	176,666.70	93,333.30	51,666.70	37,777.80

Secure Funding With One Of JB’s Best Personal Loan Providers!

Our emergency loans help you deal with your most pressing needs quickly. You will get the assistance you deserve so that you can turn your life around fast.

We are always here for you with expert financial assistance when you need urgent cash. We prioritise your needs over your financial background. Besides, our expert loan officers can find affordable financial solutions even if you have a less than ideal credit score.

We believe that everyone deserves to live a care-free, healthy life. Our streamlined approval process and quick loans guarantee you can tend to your emergency quickly.

Find out more about our emergency loans today!